There are any number of reasons to consider moving from renting to owning your own home, but becoming a homeowner requires more than just the desire to have a place to call your own. Unfortunately this stops many people before they even look into it seriously just because it seems so daunting when it doesn’t have to be.
We’ve put together a few tips to help this not only seem less intimidating but also help you get a jump start on the process!
Just Talk To A Realtor®
It doesn’t have to be complicated, just a phone call, email, or coffee meetup. Many people underestimate how important it is to have an agent they get along with, so start looking for one early. Ask questions, find out if you are even ready to think about buying right now.
Online and off, go for a drive or surf the net and just see what’s out there. Find out what kind of home you like, and start looking at pricing and getting familiar with the area. If you’ve already talked with an agent about what your price range it never hurts to start getting a feel for the market on your own.
It’s never too early to start saving! Take a look at your credit and work to improve it if you can and sock away a little cash each month as you go. There will be things like closing costs, moving and cleaning costs to prepare for and even if you should decide now isn’t the time to buy you can always use a little more padding in the nest egg.
Buying your own home is rewarding not just for the sense of pride it can bring but also because of the equity in your future it can provide. Don’t let the small challenges that may be in front of you keep you from seizing your dreams – you don’t have to do it alone, we can help! – contact us today to see what we can do for you!